Support for your family
Plan the support you want to leave the people you name as beneficiaries: income, household expenses and other responsibilities.
Life insurance and final expense
For the people
who count on you.
Life insurance starts with a conversation. Tell Russell Pastorino, an independent advisor in Charlotte, North Carolina, who you want to protect and what fits your budget.
Call Russell
Request a call(704) 906-1071
Personal guidance from Russell Pastorino.
Quick tool
How much life insurance might you need?
Add up what your family would need, then subtract what you already have. It takes about a minute, and nothing is sent or saved.
A simple, personal process
Talk. Compare.
Choose with clarity.
You bring your questions.
Russell helps you work through the options.
Talk about your priorities.
Tell Russell who you want to protect and which financial responsibilities matter most.
Understand the policy.
Compare the premium, coverage amount, duration and exclusions. Ask about anything that is unclear.
Decide what fits.
Choose your next step once the options are clear. Russell can help with the application process.
Questions are welcome
A little clarity
before we talk.
For questions about your own coverage, call Russell directly.
How much life insurance should I consider?
Start with the people who depend on you, the expenses you want to cover and the coverage you already have. Russell can help you work through those questions.
What is final expense insurance?
It is life insurance intended to help with funeral and other end-of-life expenses. Policy terms differ, so check the benefit amount, premiums, waiting periods and exclusions before choosing coverage.
Can I discuss a policy I already have?
Yes. Have your policy information ready, and talk through its benefits, costs and limitations before deciding whether to apply for different coverage.
Do I need to share health information here?
No. The website callback form asks for your name and phone number, with email optional. Russell can explain any insurer application requirements during your conversation.
Don’t guess. Get informed.
Let’s talk about the people you want to protect.
Talk with Russell about your next step.