Individual and family coverage
Marketplace plans for you or your household. Compare networks, covered services, deductibles and other out-of-pocket costs.
Health coverage for individuals and families
Life changes.
Understand your options.
Self-employed, changing jobs or looking for coverage before Medicare? Russell Pastorino, an independent advisor in Charlotte, North Carolina, helps you understand individual and family Marketplace health plans.
Call Russell
Request a call(704) 906-1071
Personal guidance from Russell Pastorino.
A simple, personal process
Talk. Compare.
Choose with clarity.
You bring your questions.
Russell helps you work through the options.
Explain what is changing.
Tell Russell who needs coverage, what you have now and what you want to know.
Compare the whole plan.
Look at premiums, deductibles, provider networks and prescription coverage together.
Take the next step.
Get help with enrollment, or explore plans and apply online with HealthSherpa.
Prefer to explore on your own?
Explore Marketplace plans online.
Compare plans and apply with Russell’s HealthSherpa enrollment link. You can call him for help along the way.
Continue to HealthSherpaOpens an external enrollment website.
Questions are welcome
A little clarity
before we talk.
For questions about your own coverage, call Russell directly.
Can I enroll in a Marketplace plan at any time?
Marketplace enrollment follows an annual Open Enrollment period. Certain life events can qualify you for a Special Enrollment Period, and the event, timing and other rules matter. Ask Russell or check HealthCare.gov for your situation.
Can I get help paying for coverage?
Marketplace applications determine eligibility for financial assistance using household information and other requirements. Compare the results for your situation. A lower premium or particular amount of savings is not guaranteed.
Can I compare plans and enroll myself?
Yes. Russell’s HealthSherpa link lets you explore Marketplace plans and complete an application online. Call Russell for personal help with your questions.
What should I have ready for a conversation?
Start with your current coverage, who needs insurance and your questions. Have your preferred doctors and prescription information ready for a private conversation. Do not enter health information in the website callback form.
Don’t guess. Get informed.
Let’s find your next step for health coverage.
Talk with Russell about your next step.