Medicare through Cornerstone Senior Hub

Your Medicare questions.
A person to help.

New to Medicare or reviewing your plan? Russell Pastorino, an independent advisor in Charlotte, North Carolina, helps you understand the differences before you choose.

Personal guidance from Russell Pastorino.

Illustration of two chairs pulled up to a kitchen table with coffee mugs, reading glasses, papers and a laptop, beside a window onto wooded hills.

Understand your coverage

Make sense of your Medicare options.

Start with the type of coverage, then the details that affect your care and budget.

Medicare Advantage

A private-plan alternative to Original Medicare. Plans include Part A and Part B coverage, and most include Part D. Networks, costs and benefits vary by plan.

Medicare Supplement

Also called Medigap, it helps pay certain out-of-pocket costs in Original Medicare. It is different from Medicare Advantage, and new Medigap policies do not include drug coverage.

Prescription drug coverage

Part D helps cover prescription drugs. Compare each plan’s covered-drug list, pharmacies and costs with the medicines you take.

Plan availability and enrollment rules vary. Talk through your circumstances before changing coverage.

A simple, personal process

Talk. Compare.
Choose with clarity.

You bring your questions.
Russell helps you work through the options.

  1. Share your questions.

    Tell Russell what you have now and what you want to understand. Keep personal health details out of the website contact form.

  2. Compare the details.

    Go over costs, doctors, prescriptions and plan rules, and how the options differ.

  3. Choose your next step.

    Get help with enrollment, or explore available plans yourself with Sunfire.

Prefer to explore on your own?

Explore Medicare plans online.

Compare available plans with Russell’s Sunfire enrollment link. A personal conversation is still a phone call away.

Continue to SunfireOpens an external enrollment website.

Questions are welcome

A little clarity
before we talk.

For questions about your own coverage, call Russell directly.

Can Russell help me understand my current coverage?

Yes. Bring your questions and current plan information. Russell can help you understand your coverage and discuss available options.

Can I change Medicare plans at any time?

Enrollment and plan changes follow specific enrollment periods. The rules depend on your situation and the type of coverage. Talk with Russell before making a change.

Can I look at plans without calling first?

Yes. Use the Sunfire link on this page to explore Medicare plans online. You can call Russell for help understanding the choices.

Is Cornerstone Senior Hub part of Medicare?

No. Cornerstone Senior Hub is the Medicare part of Cornerstone Insurance Advisors. It is not connected with or endorsed by the U.S. government or the federal Medicare program.

Don’t guess. Get informed.

Let’s talk about your Medicare options.

Talk with Russell about your next step.